If you're on the fence about enrolling, find out why it might be a great decision.

When you’re ready to enroll, you’ll need your:

  • Social Security number
  • Employer name
  • Annual salary
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There are IRS limits to the standard and catch-up deferrals you can make to your plan.

How much should I save from each check?

It comes down to "as much as you can." What you can afford.

What should you invest in?

Stocks, mutual funds, bonds & more – there are so many options. So much to understand.

How do you want to handle making investment decisions?

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Option 1: Do it myself

Make some of the decisions yourself after you get some help from My Investment Planner. It shows you some options that might fit your investing style and tolerance for risk.

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Option 2: Help me do it

Select a Target Date Fund that aligns with the year closest to when you think you will start taking distributions.

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Option 3: Do it for me

For a fee, a Nationwide ProAccount® professional picks investments for you and manages them over time, to help you stay on target with your goals. Learn more about Nationwide ProAccount.

Enrolling & investing videos

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Already enrolled in a plan but don't yet have an online account?

Market risk

Investing involves market risk, including the possible loss of the money you invest.

View fund performance

Investment selection options

Do it myself

Build your own portfolio by understanding your risk tolerance and your plan’s investment options & performance.

Go to My Investment Planner

Help me do it

Select an investment option that aligns with your investing personality (conservative, moderate, aggressive) or the year closest to when you hope to retire. Consider asset allocation funds or target date funds.

Asset allocation funds are available for conservative, moderate or aggressive investors.

Target date funds are a type of asset allocation fund that is rebalanced over time to become more conservative as retirement approaches.

Target date funds invest in a wide variety of underlying funds to help reduce investment risk. So, in addition to the expenses of the target date funds, you pay a proportionate share of the expenses of the underlying funds. Target date funds are designed for people who plan to withdraw funds during or near a specific year. Like other funds, target date funds are subject to market risk and loss. Loss of principal can occur at any time, including before, at or after the target date. There is no guarantee that target date funds will provide enough income for retirement.

Do it for me

Nationwide ProAccount® is a managed account service, available for an additional fee. Your investments are selected for you based on your age and risk tolerance, then monitored and adjusted over time to keep you on track toward your retirement goals. ProAccount includes:

  • Professional management from Wilshire Associates
  • Oversight by Nationwide Investment Advisors, LLC
  • Quarterly statements
  • 24-hour phone support

Investment advice is provided by Nationwide Investment Advisors, LLC (NIA), an SEC-registered investment adviser. NIA has retained Wilshire Associates Incorporated (Wilshire) as the Independent Financial Expert to make the investment decisions for the program. Wilshire is not an affiliate of Nationwide or NIA.

Learn more about Nationwide ProAccount