Start budgeting for your future

To jump-start your budget plan, follow these steps to save for today and tomorrow:

  1. Make a list of your monthly expenses and place them in the appropriate categories: needs, savings and wants.
  2. Compare your current budget with the goal budget in the pie chart.
  3. Set up regular automatic deposits into your savings account to keep yourself on track.
  4. Review your budget and monthly spending regularly to find more opportunities to save.

Download Budgeting Sheet
Pie chart depicting 50% of budget going to Needs, 20% to Savings and 30% to Wants

Your next steps

You can start saving more for your retirement today. Access our Paycheck Impact Calculator to receive an estimate of how much you should be saving.

To get the most out of your budget, we also recommend using the following tips:

  • Only buy things you have money in your account to pay for
  • Prioritize putting money in a savings account — use what’s left over for your wants
  • When making large purchases, consider the various financing options
  • Keep in mind that your budget can change with you
  • Explore budgeting tools built into your online financial accounts
  • Make room in your budget for those treat-yourself occasions
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Are you ready to invest in your future by putting more into your retirement account? You can increase your contributions by logging in today.
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More life stages

I'm just getting started | I've been saving & investing | I'm about to retire | I'm retired

[1] Data source: https://www.thebalance.com/the-50-30-20-rule-of-thumb-453922